مخاطر العملات المشفرة و غسل الأموال : عملة البيتكوين نموذجا : دراسة تأصيلية تحليلية مقارنة بين النهج الدولي و الاستجابة الأمريكية و المصرية

الملخص EN

Cryptocurrencies, especially bitcoin as a leading model in this field, have gained the attention of many international bodies, legislative systems and comparative jurisprudence, as they have been shown to express a technical revolution that demolishes many entrenched constants, especially in the area of state control over the financial system, and to have a number of features that make them attractive to criminals.

Specifically, it was noted that money launderers were attracted to anonymity, easy cross-border transfers, lack of clear regulations, and the finality of settlement that accompany cryptocurrency transactions.

We have sought to highlight the risks of cryptocurrency by using it for money-laundering offences, by relying on the analytical rooted method.

We also relied on the comparative approach to study the international approach as represented in the position of the United Nations and the Financial Action Group, And the legislative approach represented by the United States federal and Egyptian legislation to identify all potential risks of cryptocurrencies and to realize the best legislative practices in combating and identifying strengths, weaknesses, effectiveness and opportunities for improvement.

To successfully assess Egypt's handling of cryptocurrency risks and assess its responses to the evolving risk.

We tried to reach this goal by dividing the research itself into three chapters.

In chapter I, we were exposed to the concept and legal nature of cryptocurrencies.

We devoted chapter II to assessing the risk of cryptocurrencies in money-laundering offences.

In chapter III and chapter III, we addressed the comparative international and legislative approach to addressing cryptocurrency risks in money-laundering.

We then concluded this research by outlining the main findings and recommendations of that study.

“Cryptocurrencies are changing the landscape of the criminal underworld, and we need to work together to prevent virtual assets from becoming safe havens for illegal financial transactions”.

Ilana de Wild, INTERPOL’s Director of Organized and Emerging Crime.