محددات الربحية في البنوك التجارية باستخدام نموذج Camels: دراسة على عينة من البنوك التجارية في الجزائر خلال الفترة: (2012-2019)‎

الملخص EN

This study examined the determinants of the profitability in Algerian commercial banks using the elements of the CAMELS model for a sample of nine Algerian commercial banks during the period: 2012-2019, this research used two variables to measure the profitability of banks which are the rate of return on assets (ROA) and the rate of return on equity (ROE), to achieve this, the panel data model and the program Eviews were used to analyze the data.

the results of this study found that both the quality of profitability and the quality of liquidity are the most important factors affecting (the rate of return on assets), as well as that the capital adequacy ratio, and the quality of management are also the most important factors affecting (the rate of return on equity).