قياس أثر الشمول المالي على النمو الاقتصادي في موريشيوس

الملخص EN

Financial inclusion is one of the most important modern variables that make a difference in economic growth rates, as financial inclusion leads to the expansion of the activities of the organized financial system to include people with limited incomes, and through graduated credit, it is necessary to try to raise the poor from one level to another, which enables them to get out of poverty.

by achieving this, every individual owns an account in one of the official financial institutions that allows him to have many financial services, including saving, formally borrowing, obtaining insurance contracts or using payment services, and thus financial inclusion achieves economic benefits that result in increased economic growth for countries in the long run.

the study aims to reveal and analyze the relationship between financial inclusion and GDP in Mauritius during the time period (2004-2019), through the use of the eviews methodology, by applying the vector auto regression (VAR) model for a semi-annual time series during the study period, and in order to achieve this objective was presented and analyzed the economic measurement models of three previous studies dealing with the impact of financial inclusion on economic growth, in addition to presenting the data that was used in the standard model for that study, and what happened in those data during the study period.

the study reached by analyzing the data and testing the extent of stability and causality using the (VAR) model, which shows the relationship between the variables of the model, which links the values of each variable to the past and present of all variables, where the explanatory power of the model was relatively high, which concluded that the indicators of financial inclusion combined affect the growth rate gross domestic product, and based on these results, it is possible to accept the two hypotheses from which the study was launched, as it became clear that there is a positive effect of financial inclusion on economic growth in Mauritius, as indicated by the one-way Granger causality test of financial inclusion represented in its combined indicators on economic growth.