دور البنك الزراعي المصري في تمويل الإنتاج الزراعي

الملخص EN

The research aims in general to know the role that the Egyptian Agricultural Bank plays in financing agricultural production in Egypt, by estimating the value of acre loans and their percentage of the total costs of the most important major crops in Egypt wheat, maize, rice, and cotton during the study period (2005/2006).

- 2017/2018), as well as identifying the most important factors affecting the value of acre loans for the crops of the study, and studying the efficiency of using loans on the rate of production costs.

The research showed that the bank’s estimates decreased from the total estimates of the study crops, as the total cost of producing wheat, maize, rice, and cotton crops amounted to 5.1, 4.8, 5.3, and 6.6 thousand pounds, and the bank’s estimates represented about 3.2, 3, 2.5, 3.9 One thousand pounds, and with a percentage of loan coverage amounted to about 63.9%, 63.5%, 46.3%, and 59.3%, respectively, as the average for the study period.

The research also showed that the relative importance of the value of loans granted to farmers to the value of the variable production costs of wheat, maize, rice, and cotton crops only covered the variable costs of the wheat crop, representing about 108%, 92.9%, 73.1%, and 93.8%, respectively.

As for the value of loans granted to total total costs, it appears that they did not cover the total costs of all study crops, as they represented about 63.9%, 63.5%, 46.3%, and 59.3% for the same crops, respectively.

The research also showed the most important factors affecting the value of acre loans granted by the Egyptian Agricultural Bank to the study crops, and it was noted that there was a statistically significant direct relationship at the level of 0.01 for the most important explanatory variables that affect the dependent variable is the value of chemical fertilizers, the value of pesticides, and the value of human and automated work together.

It also shows the efficiency of using loans on the average costs, it was found that the efficiency of using loans for crops in the study crops decreased wheat, corn, rice, and cotton, as the average value of the average costs at local prices reached about 0.52, 0.55, 0.54, and 0.57 pounds, while the average value of the average costs Shadow prices amounted to about 0.43, 0.49, 0.52,0.52 pounds, and as for the average value of the profit factor of crops, it amounted to about 0.62, 0.49, 0.61, and 0.67 pounds, respectively.

- Increasing the value of acre loans to cover crop production costs.

- The value of acre loans based on the bank’s estimates must cover the total costs, including fixed costs.

- Reconsideration by the Ministry of Agriculture of an increase in the estimates of the value of the production costs of crops in line with the prices of production requirements prevailing in the market.