دور كفاءة إدارة الاستثمار في نمو عائدات التمويل الأصغر و التقليل من مخاطرة : دراسة حالة مصرف المزارع و الادخار بكوستى (ولاية النيل الأبيض)‎

الملخص EN

This study aimed at recognizing the relationship between the administrative activities of the investment units in the commercial banks, and the extent of their contribution in the increasing of the micro finance revenues.

Moreover, to identify the extent of following up and supervising the operations and projects which were financed by farmers’ and saving banks (Kosti branch) and their relationship with financial revenues.

The study hypothesized a main hypothesis that indicated the existence of a statistical relationship between efficiency of investment management and the growth of micro finance revenues and reduction of its risks.

The study concluded to various findings, such as the efficiency of investment management has contributed in increasing the revenues of micro finance and reduction of its risks.

Also, both farmers’ and saving banks (Kosti branch) did not give adequate attention for administrative supervision of micro finance operations.

The study main recommendation include: giving more attention to the efficiency of the investment management to increase micro finance operations, to study the reasons behind the weakness of the planning operations within investment management in both banks in order to reduce the default in micro finance operations.