البنوك والمؤسسات المالية الإسلامية كبديل لتمويل المؤسسات الصغيرة والمتوسطة: دراسة حالة الجزائر على ضوء التجربة الماليزية

الملخص EN

This study aims, in the light of the Malaysian experience, to shed light on the most important problems facing the activity of Islamic banks and financial institutions in financing small and medium enterprises and to suggest possible solutions for the development of this industry in Algeria.

financing, although Islamic banks and financial institutions can be an effective alternative to financing this type of institution, they encounter a set of obstacles that limit their financing activity, and a set of statistics has been relied upon and analyzed to know the reality of Islamic finance, whether in Malaysia or Algeria.

the paper concluded: that despite the clear development of the activities of these banks and institutions in several countries such as Malaysia, Sudan, Jordan and others, they still suffer from both problems in Algeria, and this reduces the chances of benefiting from the money of savers who reject the activity of usurious banks on the one hand, and on the other hand it provides the opportunity for the traditional system to be alone in the banking arena.