البلوك تشين و تطبيقاتها في المصارف الإسلامية : الشيك تشين كنموذج

الملخص EN

This study aims to clarify blockchain technology and how to benefit from it in the banking field in general and Islamic banking in particular by shedding light on the conceptual and technical sides of it.

the study focused on the check chain (digital checks) and how it works, the use of QR codes, and the experiences of some banks that launched the check chain service.

the study concluded with a set of points, including : -Islamic banks should adopt blockchain technology because of its positive impact on the reliability, credibility, and flexibility of banking services in general.

-KYC costs are reduced thanks to check chain.

-reducing reliance on personnel and accelerating operation implementation -blockchain enables the self-verification of data in a very reliable way.

-quick response to check registration and processing.