نموذج عائد رأس المال المعدل بالمخاطر كآلية لإدارة المخاطر المالية بالتطبيق على البنك الوطني الجزائري للفترة 2018-2020

الملخص EN

This study aims highlight the importance of using the risk-adjusted return on capital model in managing the financial risks of banks, because banks choose to adopt risk-adjusted profitability measures, and Algerian banks need to use measures that link profitability and risk.

The study concluded that the risk-adjusted return on capital model can be applied to Algerian banks with the selection of the Algerian National Bank as a study sample, and that this model contributes significantly to measuring the financial risks facing the bank and determining the amount of economic capital to face unexpected risks as a preventive measure.