استخدام تقنيات التنويع لتقليل مخاطر النشاط الاستثماري لشركات التأمين التعاوني : دراسة تطبيقية على الشركة التعاونية للتأمين السعودية في الفترة (2014-2020)‎

الملخص EN

The aim of the study is to highlight investment activity in cooperative insurance companies, and the main controls identified therein, highlighting the various investment risks they face, as well as the role of diversification techniques used by such companies in order to reduce or avoid such risks.

the study was conducted on the cooperative company by relying on the company's financial lists and annual reports.

the study also tried to measure the impact of diversification on the profitability of its investment portfolio.

it was concluded that cooperative insurers relied on the principle of diversification of investment channels to form their investment portfolio, resulting in improved returns and reduced investment risk while providing liquidity to enable the company to meet its obligations.