دراسة تحليلية لتطور التكنولوجيا المالية في السعودية استنادا إلى المؤشر العام لصندوق النقد العربي FinxAr

الملخص EN

This study aimed to measure the levels of progress achieved in Saudi Arabia regarding the adoption of financial technology (Fintech) through indicators developed by the Arab monetary fund.

the objective was to identify the efforts of Arab countries in building the necessary infrastructure and legislation to attract a greater number of modern technologies.

the study found that Saudi Arabia has taken significant steps towards adopting Fintech, indicating a strong demand for electronic payment companies.

despite these efforts, particularly in creating a favorable environment to expand the use of modern technologies in all economic sectors, Saudi Arabia still faces numerous challenges.

regulatory frameworks, for example, require intensive attention to keep up with all the advancements.

additionally, the required infrastructure for growth is still in its preliminary stages compared to other gulf cooperation council countries.