تطبيقات صيغ التمويل الإسلامي بين المخاطر الناجمة و الحلول المبتكرة

الملخص EN

This study aims to shed light on the most important financing formulas offered by Islamic banks with their contemporary applications at the present time in light of a competitive environment at the local and global levels as new alternatives to finance their various financial, and investment activities in order to avoid the financing methods offered by traditional banks in the commercial and economic market based entirely on interest-based transactions.

based on the formula of lending and borrowing at a fixed interest.

the study also focuses on clarifying the undesirable effects of the various risks associated with the applications of Islamic financing formulas that result from the practical application of these formulas, which may lead to their deviation from their theoretical levels based on the approval of sharia provisions, purposes and priorities, and pointing to the most important solutions and treatments by which these risks are addressed, and its negative effects on Islamic banking performance, highlighting the role it contributes to ensuring economic feasibility in order to achieve optimal allocation and use of available resources and achieve sustainable development in its various dimensions.