الآليات القانونية للوقاية من استعمال مؤسسات القرض في عمليات تبييض الأموال

الملخص EN

Our study aims to make known the used mechanisms to fight money laundering in the Algerian banking system, by demonstrating the nature and methods of prevention and auditing used by banks and financial institution to deal with dirty money, and determining whether the updated laws and regulations to combat this phenomenon are sufficient to identify and stop illicit trading gains.

The fight against money laundering represents a major challenge for the whole of international society, and the existence of an adequate and effective banking system can play major role in countering this phenomenon, but criminal money laundering gangs use the principle of banking secrecy as a legal cover in order to make their operations legal and to give legitimacy to their dirty funds, which pushes international legislation to try to make this principle more flexible to ensure the source of funds and fight against money laundering.