طرق التمويل الإسلامي للتجارة الخارجية : دراسة حالة تمويل بعقد مساومة على مستوى بنك البركة -الجزائر

الملخص EN

The foreign trade sector has experienced significant international growth, resulting in a growing financing problem, which until recently was limited to conventional bank lending.

But with the emergence of Islamic banks in Algeria, a new trend has emerged to finance foreign trade.

Thus, several options have been proposed to economic operators in the field of exports and imports, in accordance with the principles of Islamic Sharia, despite the difficulties encountered by legal and regulatory obstacles.

This study aims to determine the success of Islamic banks in adapting various forms of international finance in accordance with the principles of Islamic law (Sharia Islamia) A field study was conducted at the Al Baraka Bank, a subsidiary of Oran 202.

This study shows that Al Baraka Bank following a negotiation agreement (MOUSAWAMA) to finance the export or import process avoided suspicion of usury with legitimate funding approved by Fatwa's authority.

This was the prerogative of traditional banks.