الضوابط الشرعية للبطاقة المصرفيّة و آثارها الاقتصادية

الملخص EN

Due to the widespread use of bank cards, this article aims to achieve the following aspirations, which are defining the concept of a bank card by defining it, identifying its origin, showing its types, and also aims to know the economic implications to deal with a bank card.

this paper reached the following conclusions : that the bank card appeared in 1949 ad, and spread until it became based on the loan with interest, and it spread since 1990 ad in the islamic world, until all markets began to trade it of all kinds, and also that the bank card constitutes contractual relationships between several parties, which require legal responsibilities borne by each party as a result of the illegal use, where civil liability is based on a contractual basis, and the bank card is a form of money in this era.

the article also recommends working to spread electronic banking awareness among people, through advertising, written and visual, as well as raising the level of banking services, providing technologies in the banking field and facilitating transactions.