تحديات الشمول المالي في الجزائر على ضوء واقع الدول العربية خلال الفترة (2011-2019)‎

الملخص EN

The aim of this research is to shed light on the reality of financial inclusion in Algeria during the period (2011-2019) and the challenges of the banking sector in reaching the largest number of the vulnerable and enslaved class of the population on financial services at acceptable costs.

the study demonstrated a decrease of 5.2% in the spread of bank branches in Algeria, especially in rural areas and some internal cities, as well as an estimated decrease of 9.64% from the same year in terms of the use of banking machines for every 100,000 adults in Algeria.

the results showed a strong correlation between financial inclusion and financial stability, which ultimately leads to driving economic growth rates at the level of the whole country.