أهمية صيغ التمويل الإسلامية لتمويل المؤسسات الصغيرة والمتوسطة في الجزائر

الملخص EN

Small and medium-sized enterprises in Algeria face many problems and challenges.

at the top of these problems is the limited access to finance at an appropriate cost and on acceptable terms.

therefore, the present study suggests a set of Islamic financing formulas suitable for financing these enterprises.

the results obtained showed that each of Musharakah, Murabaha, instalment selling, al Salam, parallel istisna, leasing ending with ownership, and commission sales are appropriate formulas for financing small and medium enterprises in Algeria due to their unique characteristics and advantages.