أثر النسب المالية في منح الائتمان المصرفي : دراسة تحليلية تطبيقية في مصرف الشرق الأوسط العراقي للاستثمار خلال المدة "2016-2019"

الملخص EN

The research sought to address the role of financial ratios in granting bank credit to the Iraqi Middle East Investment Bank in Dhi Qar Governorate by addressing these two variables in the theoretical aspects and practical analytical tests of the research.

The research included an analytical study of the problem under study by collecting data about it through the ratios prepared for this purpose, which according to the research variables represented in financial ratios is an independent variable that included the sub-dimensions (liquidity, profitability and indebtedness), and the dependent variable represented in granting bank credit and an analysis of the lists was conducted The finances of the investigated bank according to the financial ratios.

The research presented a number of results with regard to testing the research hypotheses and accepting its hypotheses described in the research hypothesis with morally acceptable percentages from a practical point of view.

The research reached several conclusions, including a reference to the existence of a real role for financial ratios to take decisions to grant bank credit to support economic development in the country according to a practical perspective.

The research seeks to achieve a substantial contribution to achieving the effective role of financial indicators in evaluating Iraqi banking institutions by granting credit.