التأمين الضامن للاعتماد المصرفي

الملخص EN

The most important work that banks do is those related to obtaining profits, in order to develop and develop capital.

Perhaps the best way to reach the goal is for banks to grant bank credits, if through an evaluation in terms of customer demand for them and the ease of their procedures in granting credits, but granting these credits may be accompanied by many risks, including, for example, the customer’s inability to return the amounts or his delay in payment When the term is fulfilled, as a result of the circumstances surrounding the customer, such as theft, fire, or the risk of death or loss, which reflects negatively on the bank, as it cannot recover the money that was paid, which exposes it to a capital loss in whole or in part, and makes it difficult to pay the amounts of the deposited funds.

Therefore, it was necessary to find a way to guarantee the fulfillment of the customer, and this way to be a guarantor and fast in returning the sums owed by him to the bank, and perhaps the best available means is the insurance guarantor of the bank credit.