الشمول المالي والتكنولوجيا المالية: تجربة الإمارات العربية المتحدة نموذج

الملخص EN

The study aimed to identify the reality of financial inclusion and financial technology in the united Arab Emirates by providing basic concepts about financial inclusion and the importance of its application.

as well as identifying financial technology and its most important areas of activity.

then he touched on the UAE experience in the field of financial technology by presenting the various initiatives undertaken by the Emirates national bank, with mentioning examples of leading platforms in the field of crowdfunding such as the Dubai next platform, the Eureecaa platform and the Beehave platform, as well as the regulatory for the Dubai national market Reg Lab then discussing the experience of financial inclusion in the Emirates and the most important indicators of its application.

by following the descriptive approach, the results of the study showed that the UAE enjoys a high level of financial inclusion and financial technology that facilitated the conduct of financial transactions and contributed to enhancing financial inclusion, which in turn reduces the cost of obtaining various financial services and makes them available to users every where and at any time.