دور المصارف المتخصصة في دعم المشاريع الصغيرة و المتوسطة في محافظة بابل للمدة (٢٠٠٥- ۲۰۲۰)‎ : المصرف الزراعي أنموذجا

الملخص EN

The study aims to shed light on the agricultural bank loans as an independent variable and how they affect the dependent variables represented by small and medium enterprises, as an applied research in the cooperative agricultural bank / Babylon branch based on the data contained in the bank during the research period.

the study also seeks to give a clear picture of the reality and role of the agricultural bank in the governorate and how it supports the agricultural projects that are established in it through the stages of loans that the bank went through during the research period the importance of the research (the importance of the study is reflected in analyzing the role of specialized banks (the agricultural bank / Babylon branch) in its financing of small and medium projects that contribute to solving the social and economic problems facing the province.

The research problem is summarized in the following main question : (Is there a weakness in allocations The financial directed to the agricultural sector by the state's general budget, which forms the basis for the growth of the role of the agricultural bank to support small and medium enterprises in the province?), under the hypothesis (the loans of the agricultural bank in Babylon to small farmers contributed to supporting small and medium enterprises) and hence the selection of the Agricultural Bank /Babylon branch as a sample for research based on the objective of the study during the period (2005-2020), which reached a set of conclusions, the most important of which (the causality of toda yamamota was used in measuring and analyzing the impact of (small farmers loans) as independent variables on (small and medium enterprises) as dependent variables, and the most important recommendations (the need for the agricultural bank to take a real and effective role in the field of granting specialized loans and this is done by setting up a correct diagnostic mechanism that estimates the actual need for those loans and for the people who will be granted those loans - and this is done by selecting specialized committees in the field of agriculture and livestock, and thus ensuring that these specialized loans go to the purposes for which they are directed).