تقييم كفاءة أداء المصرف الزراعي التعاوني من خلال كفاءة التحصيلية للقروض للمدة (2008-2018)‎

الملخص EN

The research aims to study the agricultural bank through some collection measures to know the performance of the agricultural bank for the period (2008-2018) and these measures are, collection rate, overdue loan collection rate, time classification of arrears, percentage of overdue amounts on total loans, repayment rate, the study found the weakness of the collection procedures in the bank’s work and the fluctuation in the bank’s work throughout the study period, where we note that the collection rate was lower in 2007 and amounted to 2.7%, and higher in 2018 and reached 41.2%, which is the best compared to the rest of the years, and that the percentage of late loans is lower in 2013 and reached 0.32% and in 2018, the highest percentage amounted to 87.9% as a result of improved security and legal procedures, and that the chronological classification of arrears was lower in 2013 and amounted to 0.9%, and the highest percentage of repayment of arrears was in 2016 and it amounted to 28.7% as a result of the improvement in the security and economic situation, and that the percentage of arrears amounts to all loans the lowest rate was in 2012, reaching 0.053%, and the highest in 2016 was 1.67%, and the repayment index was the lowest in 2012, reaching 0.027%, and the highest rate in 2018 was 0.83%, which indicates a high repayment rate to stabilize the situation.

all farmers must pay, the research recommends developing the agricultural bank in terms of collection efficiency to help the bank provide loans correctly for the purpose of investment and agricultural development, and it must be evaluated periodically to find out the strengths and weaknesses to strengthen the financial position of the bank.