النظام القانوني لضمان الودائع المصرفية في ظل النظام رقم 2020-03 في الجزائر

الملخص EN

Banks are an important pillar in any country's economy, and in order to gain the trust of depositors in the banking system and encourage them to put their money in it, it is necessary to establish a legal system that guarantees the preservation of their deposits from loss in the event of a bank's failure to repay their funds, our research aims to understand the legal nature of the bank deposit guarantee system in Algeria under regulation No.

2020-03 dated March 15, 2020, issued by the bank of Algeria.

furthermore, the research aims to understand how this system operates, this system aims to establish an integrated mechanism to ensure banking deposits in Algeria, reflecting the importance that Algeria places on safeguarding all types of banking deposits, as evidenced by the addition of deposits for Islamic banks and respecting their specificities, which was not present under previous regulations.