أحكام تحويل العملات في الفقه الإسلامي

الملخص EN

The research delves into the legal rulings governing currency exchange in Islamic jurisprudence, along with its various forms, regulations, and jurisprudential classifications.

the research aims to highlight the Shariah principles emphasized by scholars in the process of currency exchange to prevent involvement in or facilitation of usury (Riba).

it also elucidates the legal rulings that pertain to currency exchange and their variations depending on whether the transaction is internal or external.

the researchers adopted an inductive analytical and comparative methodology, reviewing issues related to the rulings, regulations, and forms of currency conversion from various sources.

they then analyzed these matters to arrive at the optimal juristic adaptation that aligns with the nature of each form of these transactions.

additionally, the research reviews scholars' opinions on adapting the relationship between the parties involved in these transactions and their evidence, engaging in a scholarly and methodological critique of these opinions.

the researchers arrived at several significant results, foremost among them being that the rulings governing financial transfers vary depending on the type of transfer.

for transfers within the same currency, whether internal or external, the conditions of immediacy, equality, and simultaneity are stipulated.

however, for transfers involving different currencies, the conditions of immediacy and simultaneity apply, and the banking record issued by the bank to the client serves as a substitute for physical possession, akin to taking possession.