جرائم الاحتيال الإلكتروني

الملخص EN

Depending on fraudsters' cleverness and victims' gluttony, Money Fraud Crimes have become one of the fast growing crimes as they keep pace with the advancement of science and avail of it.

Fraudsters made use of the Internet and the advanced digital technology and came out with a modem fraud crime termed as E - Fraud which is ultimately associated with two other crimes; money laundry and E- Crimes.

The aim of this research is to investigate E-Fraud Crimes including banking fraud, whether via Electronic Payment Cards, securities market, money investment companies or money fraud crimes practiced by Africans.

The study has revealed that current penalties enacted for money fraud crimes are out of proportion with offence, so they will not help curtail such crimes which have evolved by dint of the latest technologies.

Fraudsters use highly complicated devices and techniques to conceal the nature of the crime making it harder for the law to decide whether it is a fraud crime or not.

Treatise sums up with a host of recommendations; the most salient of which is introducing some amendments to the Federal Law No (3) of the year 1996 regarding combating IT Crimes, and also Federal Law No (4) regarding securities markets.

Treatise also recommends enacting a special law for Electronic Payment Cards governing their issuance and ensuring their invulnerability to fraud in addition to toughening penalty for phishing scams crimes commonly practiced by Africans.

Furthermore, signing bilateral agreements with countries in which modem money fraud crimes are rampant, in addition to security cooperation with countries which blazed a trail in the arena of combating cyber crimes.