معوقات مساهمة قطاع التأمين في التنمية الاقتصادية في السودان

الملخص EN

This study aims at identifying the major barriers confronting insurance sector from contribution to the development of the economic process in Sudan.

The study hypothesizes that the variables represented in the week investment policy, poor retention capacity, incompetent working force and insufficient capital are the four main causes of the problem.

These hypotheses have been tested and proven true via the actual reports and statistical studies made by the Insurance Supervisory Authority and according to insurance by using the relevant statistical package.

Based on the findings drawn from the study, the researcher has made the following recommendations: 1.

Adopt a conducive investment policy to encourage the capital of Islamic cooperative insurance companies through their Islamic methods of speculation and “Igara”.

2.

Show more interest towards ‘takaful’ insurance to increase long-term investment.

3.

Increase retention capacity of national insurance companies.

4.

Increase the percentage of re-installments in the national re-insurance company rather than in the foreign companies.

5.

Open new business branches of Sudanese insurance companies in the states to provide new employment opportunities.

6.

Increase capital of insurance companies and encourage investment therein with the aim of attracting private capital to invest in insurance companies.