مدى توفق المشرع الأردني في تنظيم التزام المؤمن له في تقديم بيانات الخطر

الملخص EN

Legislations have paid a particular attention to the principal of good faith in insurance contract both during pre-contractual phase and throughout the term of contract.

They oblige the insured to disclose all the information related to the insured risk, which is a continuous obligation during contract term, making it mandatory upon the insured to disclose information aggravating or mitigating the covered risk as they emerge.

The optimal scenario is that the insured would carry out its obligation by making such information available.

However, legislations address the adversary scenario where the insured would be in violation of such obligation either in good or bad faith and specify the sanctions thereof.

Although a regulation of this obligation and the penalties for breaching it is available under the Jordanian law, I believe it suffers from several shortcomings, which is very evident when evaluated against comparative legislations.

Therefore, this study seeks to evaluate, in order to demonstrate the extent of its adequacy, the stand of the Jordanian legislator with regard to the regulation of this obligation and the specification of the legal consequences when violated.