أثر التعثر في سداد التمويل المصرفي على أداء الجهاز المصرفي السوداني

الملخص EN

The study examined the impact of default in the payment of bank financing on the performance of the Sudanese banking system.

The study aimed to increase the interest of banks administration about the negative effects of the insolvency on the performance of the banking system.

The historical, deductive, inductive and descriptive methods were adopted in the study.

A questionnaire has been designed and distributed to the targeted group in Sudanese banking system, and the data were analyzed using (SPSS).

The study found that the insolvency in finance payment would affect investment deposits because investors may withdraw their deposits, otherwise they may lose their money.

The study recommended that the banks should try to avoid insolvency by conducting early comprehensive economic studies on the projects applying for the provision of finance; besides activating the role of regular follow up for the financed projects in order to monitor their performance.