عقد التأمين الصحي : دراسة فقهية معاصرة

الملخص EN

The study aimed at introducing the health insurance with a historical background to its establishment and services provied by its various department in addition to identifying its resources and its sections.

The Study applied the inductive, analytical and deductive methodologies by referring to a number of resources and references from Qur’an and Hadiths that have connection with the study subject matter as well as demonstrating opinions of scholars in issues of dispute and analyzing them.

The study reached to a set of results, they are as follows: The health insurance is a feature of the characterisitics of the community for the solidarity and cooperation that it contains, The State, represented in the Ministry of Social Welfare, is sponsoring the social insurance.

It assigned its management and supervision to the National Health Insurance Fund (NHIF).

The study arrived to the following recommendations: The Islamic government should expand services in the field of health insurance so as cover all the community members to achieve the principle of social justice.

The insurance should be developed in a continuous manner to compete with other private health institutions.

The mass media should raise awareness of community members by demonstrating faculties of insurance and that it is legal and legitimate and not forbidden.

There are several benefits that return to the community by joining the health insurance umbrella.