القدرة التفسيرية لمؤشرات السيولة في تحليل توجهات ومستويات المخاطرة : دراسة تحليليه لعينه من المصارف التجارية العراقية

الملخص EN

I took the problem of bank management to grow and contract in light of the changing business environment, especially the banking business environment, in order to contribute to solving the problem of this study addressed the trends and levels of bank risk analysis based on the liquidity indicators Kmhalh to find new methods of analytical contribute to the solution is obvious conflict between the goals of the commercial bank, which The profitability, liquidity and safety, as represented study the problem in Mahe statement ability indicators liquidity from the interpretation and analysis of risk in commercial banks' levels in order to achieve acceptable liquidity and safety together and avoid conflict happening between them and the target levels of profitability, and the study aimed to analyze and display the nature of the relationship between the bank liquidity and safety risk and attempt statement Association relationship between them as targets in commercial banks, was the formulation of the hypothesis of the study states that (indicators adopted in bank liquidity analysis have the ability to interpret trends and levels of risk Its analyzes the commercial banks) The main conclusions of the study that the high rates of indicators of liquidity give a picture clear to the low risk levels in commercial banks as the study validated the hypothesis Alemtemdh which concluded that the indicators adopted in bank liquidity analysis have the ability to interpret trends and levels of risk Its analyzes in commercial banks.

Through its conclusions, the study found a set of recommendations, notably the need to adopt a liquidity indicators in judging the risk and analyzed by commercial banks because of their importance in deviate degrees and levels of safety to avoid the risk in addition to the need for attention by banks analyze liquidity and risk together for this analysis