التأمين التجاري و التأمين الإسلامي : دراسة مقارنة ما بين الجزائر و المملكة العربية السعودية الحلقة (1)‎

الملخص EN

The insurance section is a main factor in the financial sector of every economy.

Then the insurance products are like other financial products .

it can be exposed to various economic developments .

especially during the financial globalization, after that he entered the last economic and financial crisic doubt in the efficiency and capacity of the commercial insurance company to provide security and protection for customers , and carry them risk financial and economic crisis volatility , and turned into a cebter for creating danger , dissemination a transfer and the floating and doubling effects of the crisis and the worsening of severity.

So must work to spread the culture of the Islamic Takaful insurance and work because of its advantages compared to commercial insurance , in return for insurance companies Takaful insurance that provides climate that reduces the risk and maximize the interests of all parties involved in the process of insurance.

The impressive growth worldwide and potential expansion into new western markets has a strong implication to would-be Takaful operators to gear themselves with innovative Takaful products and to match the service quality of the traditional insurance market to cater to the close to a billion Muslim market scattered in many parts of the world .

The subject of this study aimed to clarity the comparison between the insurance products in Algeria and Saudi Arabia because they have two differant form of products insurance .

Key words .Commercial insurance , Islamic insurance.

insurance products .

insurance company .

insurance products in Algeria and Saudi Arabia