Not paying credit cards debts : declaring bankruptcy to avoid payment of credit cards balances
السؤال
Assalamu Alequm I have benefited from your Fatawa and advice. It is a very useful service. Please continue and Allah gives you Barakat in the effort. My question is about some loans on my credit cards. I have borrowed some money on my credit cards in USA. I do not live in USA any more. I want to be able to settle this situation with my creditors, so I won't be held responsible on the day of judgment. My creditors have transferred the loans to collection agencies. These agencies are offering me to settle by paying certain percentage of the total debt. I also have a choice of declaring bankruptcy and settle the matter. I am inclined to either make some arrangement to pay as much as I can afford or declare complete bankruptcy. My intention is to fulfill my responsibility according to the law of Allah. My financial situation is not strong. My question is following. What is my option according to the Shari’ah ? Should I make an arrangement with the creditors, or should I declare bankruptcy or should I pay the full amount. It is important to note that all three options are legal according to the laws of the country, where I used to live (USA). I am inclined on declaring bankruptcy. Please advice me, since I am worried about the consequences of appearing at the day of judgment with a debt on me. Jazzakallah
جواب الفتوى
أنقر هنالمشاهدة هذا المحتوى
تاريخ النشر
2002-09-23
التخصصات الرئيسية
العلوم الاقتصادية والمالية وإدارة الأعمال
العلوم المالية و المحاسبية
الدراسات الإسلامية
الموضوعات
عدد الصفحات
1
نوع البيانات
فتاوى
لغة النص
الإنجليزية
رقم السجل
BIM-723978
نمط استشهاد جمعية علماء النفس الأمريكية (APA)
Qahf, Mundhir. 2002-09-23. Not paying credit cards debts : declaring bankruptcy to avoid payment of credit cards balances. .
https://search.emarefa.net/detail/BIM-723978
نمط استشهاد الجمعية الأمريكية للغات الحديثة (MLA)
Qahf, Mundhir. Not paying credit cards debts : declaring bankruptcy to avoid payment of credit cards balances. 2002-09-23.
https://search.emarefa.net/detail/BIM-723978
نمط استشهاد الجمعية الطبية الأمريكية (AMA)
Qahf, Mundhir. 2002-09-23. Not paying credit cards debts : declaring bankruptcy to avoid payment of credit cards balances.
https://search.emarefa.net/detail/BIM-723978
قاعدة معامل التأثير والاستشهادات المرجعية العربي "ارسيف Arcif"
أضخم قاعدة بيانات عربية للاستشهادات المرجعية للمجلات العلمية المحكمة الصادرة في العالم العربي
تقوم هذه الخدمة بالتحقق من التشابه أو الانتحال في الأبحاث والمقالات العلمية والأطروحات الجامعية والكتب والأبحاث باللغة العربية، وتحديد درجة التشابه أو أصالة الأعمال البحثية وحماية ملكيتها الفكرية. تعرف اكثر