دور الاقتصاد الرقمي في تعزيز تنامي التمويل الإسلامي

الملخص EN

The new realities of humanity are being shaped by modern technologies; ideas, information and knowledge, which have become commercial tools through the use of advance digital technologies with rational approach.

The study aims to analyze variables of the transition to the digital economy, the internet of things, artificial intelligence, large data, and cloud computing; so to demonstrate its advantages and disadvantages; its reflection on the economic aspects; with emphasis on the role of digital platforms in promoting the growth of Islamic finance; as to descriptive analytical method.

The research deals with the concept of the digital economy, its advantages, criticisms, and the transformation of technologies in the formulation of new concepts of creativity and development, while assimilation of the contents of modernity in the lives of people in various fields as well as the change it will make in dealing with money and other services in Islamic financial institutions.

The study however, provides an area for the use of Islamic financial institutions by digital platforms in exchange of electronic funds, digital financial services, financing, development of Islamic financial products, promoting the spread of specialized Islamic finance programs and making them accessible to those interested in supporting scientific research and activating them through the use of such technologies.

These may constitute a knowledge system that develops the Islamic financial industry towards new horizons.

The research concludes a number of results with concern of which is the need to use these techniques and deal with them on a large scale in the Islamic financial sector, and benefit from the introduction of educational and training programs in Islamic finance to reach the largest number of learners and trainees to provide this sector with qualified professionals.