أثر الاشتمال المالي على التنمية الاقتصادية في فلسطين

الملخص EN

This study aims at the effect of Financial Inclusion on Economic Development in Palestine during period 1995-2015, the study used time series analysis method.

The results showed that economic variables contain the root of unity, which is unstable over time.

However, it became stable after first differences.

The researcher subjected the variables to Johansson integration test, which proved the existence of five bounds of integration between the variables of the study.

and addition to estimate the relationship between independent variables (the number of points of sale, the number of credit card cards, the number of card Debit cards, the number of ATMs), and economic development in Palestine, The study concluded with a number of results such as, including: the existence of a positive impact of direct credit facilities , the number of workers in the private sector, and the number of branches of banks on economic development in Palestine during the period 1995-2015,also the study found positive relationship between economic development in Palestine and study (the number of points of sale, the number of credit card cards, the number of card Debit cards, the number of devices ATM).

Based on the results of the study.

the study recommended the need for innovation Introduction banking services without bank branches as a way to improve access by the poor to financial