تجربة التمويل الأصغر في الجزائر : دراسة حالة الوكالة الوطنية لتسيير القرض المصغر ANGEM

الملخص EN

This study aims to evaluate the Algerian experience in the field of microfinance as one of the modern financial support mechanisms for the owners of mini-projects that don’t exceed the turnover of 20 million dinars Besides they do not Astton recourse to the formal financial systems such as banks and other financial institutions, and this in order to make way for the private sector and individual initiative.

We focused in this study on the state of the National Agency micro loan ANGEM Because it focuses on the category of mini-entrepreneurs to provide basic financial services, particularly the case of people with limited income and in order to overcome the lack of collateral they have and make them eligible for loans and other financial services