برامج ضمان القروض كآلية لدعم إنشاء و تطوير المؤسسات الصغيرة و المتوسطة : قراءة في تجارب دول عربية

الملخص EN

This paper is an attempt to study programs loan Guarantee for small and medium enterprises as a mechanism to support its establishment especially in light of the many obstacles that limit their development and that of the most important financial obstacles in the light of the difficulty of these institutions get bank financing to provide financing needs, with an attempt to show the experiences of some Arab countries and growth in the field of application of this Supporting mechanism The study shows that programs loan Guarantee for small and medium enterprises is a strategy that will support small and medium enterprises and facilitate their access to bank financing process and contribute to the creation and evolution of this enterprises, has been Hastened a lot of the Arab countries to apply this mechanism to support the enterprises that resulted in several positive achievements in the field of establishment and expansion small and medium enterprises, which contributed to the achievement of several positive indicators such as create jobs.