القروض العقارية في الجزائر : دراسة حالة

الملخص EN

The increasing demand for housing is considered as one of the most concerns facing all the countries, To eliminate this huge problem, the Algerian state has allowed commercial banks to enter the field of mortgage finances, contributing to local development and playing an active role in financing the housing sector.

the main ways and procedures followed by banks is to contribute in financing real estate sector and the benefits applied and the criteria eligible for the loan.

We can say that the measures taken by the state can eliminate this problem in Algeria, and regarding the important mortgage loans provided by commercial banks in the field of housing finance.