دور أموال الفائض التأميني في نمو و تطور صناعة التأمين التكافلي الاسلامي

الملخص EN

We dealt with in this study; Takaful insurance through which the solidarity and solidarity among members of the community to pay damages and the restoration of all insured risks, of the total contributions they pay for donation, a property is characterized by the Islamic Takaful insurance for commercial insurance.

And we came up to the importance of the distribution of the insurance surplus in achieving a balance between the principle of solidarity, and to achieve justice and equality between body involved members of the system, which contributes to the consolidation of the idea of the Islamic Takaful insurance, and confirms the credibility of the Takaful insurance companies and their commitment to the provisions of Islamic law in providing insurance services under the Takaful insurance contract is a legitimate alternative for commercial insurance contract