الصيغة الجديدة للقرض الاستهلاكي و سياسة التجارة الخارجية في الجزائر : دراسة ميدانية

الملخص EN

The revival of the consumer credit in its new form taking into account the suffering of the Algerian economy nowadays.

It is only one losing chart played by the government to exchange its products piled up while forgetting the state of its product weak, noncompetitive which costs the Treasury additional expenditure because of the raw material importation for its manufacture.

In addition, the government neglected the state of the citizens who dreamed of this credit which came with its new formula by wasting their hopes because of his violation of the Islamic law and not to hold account purchasing power to them, which is hardly sufficient to provide them the needs necessary considering the high prices for the consumer goods because of the current crisis, From there, we concluded that the revival of the consumer credit in the state of the economy today is threatened of failure unless the state intervenes to reform its formula or to seek other solutions to encourage the consumption of its product in order to improve it and become a good world competitor who thus contributes to reduce the invoice of the imports to reach our self-sufficiency and why not bring currencies later to us.