التمويل الإسلامي المصغر بين السياسات المنتهجة و واقع الممارسة : دراسة تجربة الجزائر و السودان

الملخص EN

The experience of the Sudanese hanks is the first integrated Islamic experience managed by the Central Bank, and the latter's interest of microfinance approach at the level of its general policy, has pushed us to highlight these policies and demonstrate their ability to create an environment that suits to the specificity of microfinance programs.

And in turn to benefit from the expansion of this industry' in Algeria.

This is by' addressing the most important aspects of microfinance and its developmental roles.

We have also transitioned to show consensus in the visions between the principles of Islamic finance and the requirements of microfinance.

Moreover, the qualifications of Islamic banks to be one of the pioneers of Islamic microfinance.

finally, we discussed the reality of microfinance in Sudan and reviewed the experience of the Bank of Savings and Social Development as a successful model in the field.

To analyze this reality in Algeria, required us to introduce an important institutional experience in this area at the level ofA1 Baraka Bank of Algeria.

The study concluded that the microfinance sector is still emerging in Algeria.

And the importance emulating some of the policies of Sudan, which succeeded in developing an integrated framework in providing this type of funding.