واقع مخاطر التشغيل في البنوك الجزائرية و تأثيرها على الربحية : دراسة تطبيقية

الملخص EN

Operational risk management has recently received much attention in the banking industry.

The study aimed to know the reality of operational risk and its effects on bank profitability in Algeria.

The sample of the study was of three banks in Algeria(BDL, BNA, BADR).

The study data were collected by a questionnaire prepared for this purpose.

This questionnaire was distributed to 41 managers; those managers are responsible for managing branches and departments at banks under study.

The statistical program SPSS is used to test the hypotheses using the following statistical methods: the arithmetic mean, the standard deviation and, correlation coefficients, One Sample T-Test.