خصائص عقد التأمين و الشروط القانونية للخطر التأميني

الملخص EN

The risk is the most important element of the insurance contract.

It is the main thing of this contract.

When subject matter disappears the insurance contract is no longer in existed, the importance of insurance has become a solutions to face the danger of technological and industrial development and the increase in the number of risks that are difficult to recover, because it can not be insured on all dangers, whether it was the people act or the act of nature,furthermore, the danger is not required to be a catastrophic event, or an impossible danger, but may be a happy event, such as insurance for children, and insurance from marriage and life insurance for the survival.

In principle, the contractors have the freedom to determine the insured risk and its terms, in accordance with the principle of contract (contract of the law of contract), which allows the parties to the contract to determine the locality accurately..