التمويل بالاستصناع و دوره في تعزيز النشاط المصرفي الإسلامي مع الإشارة إلى مصرف السلام بالجزائر

الملخص EN

The study attempts to show the importance of resorting to Islamic finance in stimulating banking and raising the efficiency of financing in Islamic banking institutions through the adoption of the Istisna form as an Islamic financing instrument.

This comes in light of the countless difficulties in providing sufficient financial liquidity in these institutions and their inability to earn resources when resorting to usurious transactions.

In addition to that, difficulties arise from the decline in operational efficiency in the units requesting financing, the fact which makes dealing with them by banking institutions cautious due to the lack of sufficient guarantees, as well as the high risk.

Therefore, the study attempts to clarify the basic concepts of the Istisna's financing contract, and its importance in Islamic banking institutions, while shedding light on the actualities of employing it in Islamic banks in Algeria through the application on the Al Salam Bank - Algeria.