أثر المخاطر المالية على الآداء المالي لشركات التأمين التكافلي السعودية : دراسة قياسية (2010-2018)‎

الملخص EN

This study came to shed light on the effects of financial risks on the financial performance of Saudi Takaful (Symbiotic( insurance companies.

Six variables were chosen in view of the data provided by the Saudi insurance sector, where a sample consisting of ten companies was taken, and this for the period between (2010-2018).

The study revealed that there is no relationship between reinsurance risk and the market risk with return on assets, as the results of the regression analysis showed a negative relationship between the ratio of underwriting and market risk and return on assets.

As for the positive relationship, the study showed that both liquidity risk, reinsurance risks, company size, solvency risk have a positive relationship to financial performance.