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   (201 - 250 من 268)
فتاوى

تحصيل رسوم و نفقات أعمال الصيانة

السؤال: عندما يقوم مستأجر العين المؤجرة بإخلائها، يقوم البنك بإعداد تقرير صيانة عن تلك العين، فهل يجوز شرعا أن يتقاضى البنك رسوما مقابل إعداد هذا التقرير ؟و هل يجوز تحميل المستأجر قيمة الأشياء التالفة، سواء كانت نتيجة سوء الاستخدام أو التخريب، ....

الموضوعات: التكاليف؛ الرسوم الإدارية؛ الصيانة؛ الفقه الإسلامي؛ التأجير

فتاوى

تحصيل رسوم مقابل إخلاء الطرف

السؤال: في حالة إغلاق الحساب من قبل المتعامل، و طلب إخلاء طرف، فهل يجوز للبنك أن يحصل على رسوم مقابل إعطائه إخلاء الطرف ؟.

الموضوعات: الرسوم الإدارية؛ الفقه الإسلامي؛ الحسابات المصرفية؛ العملاء؛ المعاملات

فتاوى

تحصيل رسوم على الشيكات المرتدة

السؤال: هل يجوز تحصيل رسوم على الشيكات المرتجعة سواء كان الرجوع لأسباب فينة أم لعدم وجود رصيد كاف، و سواء كان الشيك مسحوبا على بنك آخر أو أن الشيك لصالح بنك دبي الإسلامي و العميل مدين للبنك ؟.

الموضوعات: الرسوم الإدارية؛ الشيكات؛ العمولات؛ الفقه الإسلامي

فتاوى

تحصيل رسوم على الحسابات الجارية التي بها رصيد أقل من مائة درهم

السؤال: الحسابات الجارية تكلف البنك تكاليف متنوعة، و يوجد عدد كبير من الحسابات رصيدها أقل من مائة درهم، و هذه تشكل عبئا على العمل بالبنك و لا يستفيد البنك منها شيئا بسبب ضآلة المبلغ.فهل يجوز تحصيل رسوم على الحسابات التي تقل أرصدتها عن مائة درهم ؟.

الموضوعات: الرسوم الإدارية؛ الفقه الإسلامي؛ العقود؛ المصارف الإسلامية؛ المعاملات

فتاوى

تحصيل العاملين بقسم المرابحة لعمولة بيع بوالص التأمين لشركة تأمين إسلامية

السؤال: ما مدى شرعية تحصيل عمولة من الشركة الإسلامية للتأمين على قيمة بوالص التأمين التي يقوم موظفو قسم المرابحة بالبنك ببيعها و تسويقها للمتعاملين و تنفيذها و تحصيل قيمتها و تحويلها إلى شركة التأمين شهريا دون أي جهد مبذول من قبل ....

الموضوعات: الفقه الإسلامي؛ بيع المرابحة؛ الرسوم الإدارية؛ بوالص الشحن؛ شركات التأمين

فتاوى

تحديد الأرباح بنسبة فوق الليبور و دفع رسوم عن أسقف التمويل غير المستعملة

السؤال: وافق البنك على تمويل إحدى الشركات الكبرى، و طلبت الشركة أن يكون معدل الأرباح 1.75 % فوق (الليبور) لمدة سنة، كما وافقت على أن تتحمل الشركة رسوما قدرها 0.325 % سنويا عن المبالغ التي لم تسحب من قيمة التمويل (غير ....

الموضوعات: الأرباح؛ التمويل؛ الرسوم الإدارية؛ الفقه الإسلامي؛ أسعار الفائدة

فتاوى

تمويل تشييد مستودعات في منطقة البحر الأحمر الحرة في بور سودان

السؤال: -.

الموضوعات: البيوع؛ التأجير؛ التمويل؛ العقود؛ الفقه الإسلامي

فتاوى

تقاضي رسوم على طلب السحب على المكشوف

السؤال: يطلب كثير من المتعاملين مع البنك السحب على المكشوف، سواء كان هؤلاء المتعاملون أفرادا أو شركات، و في كثير من الأوقات تلبي هذه الطلبات دون أي مردود على البنك سوى المخاطرة بأموال البنك.فهل يجوز وضع مبلغ معين كشرط أو رسوم ....

الموضوعات: الرسوم الإدارية؛ السحب على المكشوف؛ العمولات؛ الفقه الإسلامي

فتاوى

المشاركة في بضاعة اشتراها المتعامل عن طريق مستندات برسم التحصيل

السؤال: هل يجوز أن يطلب المتعامل من البنك مشاركته في بضاعة اشتراها من الخارج عن طريق مستندات برسم التحصيل دون سابق علم للبنك بذلك، على أن تكون جميع المستندات الأصلية باسم البنك و يحوز البضاعة أولا ؟.

الموضوعات: الفقه الإسلامي؛ البضائع؛ الرسوم الإدارية؛ الشراء؛ الوثائق

فتاوى

تحميل رسوم المعاينة لمعيد التأمين

السؤال: هل يجوز تحميل المعيد رسوم المعاينة أو أية مصاريف إضافية تكون الشركة قد تحملتها لاستكمال تسديد المطالبة وفق العرف التأميني ؟.

الموضوعات: إعادة التأمين؛ الرسوم الإدارية؛ العمولات؛ الفقه الإسلامي؛ شركات التأمين

فتاوى

استيفاء رسوم إصدار عقود التأمين

السؤال: ما الحكم الشرعي لرسوم إصدار عقود التأمين التي تستوفى عادة لتغطية المصاريف الإدارية و تكاليف القرطاسية ، و تتراوح ما بين دينارين و عشرة دنانير و هل تضاف هذه الرسوم بكاملها إلى إيرادات الشركة أم إلى صندوق التكافل ؟.

الموضوعات: الرسوم الإدارية؛ العمولات؛ الفقه الإسلامي؛ بوالص التأمين

فتاوى

دفع العمولات لوكلاء السيارات

السؤال: ما حكم دفع العمولة لوكالات السيارات أو موظفيهم مقابل تأمين السيارات الجديدة لدى شركة التأمين الإسلامي ؟.

الموضوعات: الرسوم الإدارية؛ السيارات؛ الفقه الإسلامي؛ المدفوعات؛ شركات التأمين

فتاوى

فتوى بخصوص جدول الرسوم

السؤال: -.

الموضوعات: الرسوم الإدارية؛ العمولات؛ الفقه الإسلامي

فتاوى

عمولة الارتباط عن اعتماد سقف للتمويل

السؤال: -.

الموضوعات: العمولات؛ الفقه الإسلامي؛ التمويل

فتاوى

Can we use Zakat fund to pay off university fees ?

Question: Is it permissible for someone to give Zakat to a student to pay their uni fees, if that student does not possess Nisab, and lives at parent’s home, who pay for all living expenses. Also can people of a family ....

Subjects: Administrative fees; Alms tax; Commissions; Islamic jurisprudence

فتاوى

Is the rent received from a barber shop Halal ?

Question: My dad has a shop which he has rented to a barber shop, my father had no idea if that money would be Haram, now he has given his word and that person has bought all the equipment’s for his ....

Subjects: Administrative fees; Commissions; Landlords and tenants

فتاوى

The use of a credit card in cash withdrawals against a charge

Question: -.

Subjects: Administrative fees; Commissions; Credit cards

فتاوى

Reception of fees and charges from the merchant who is liable to pay by a credit card

Question: -.

Subjects: Administrative fees; Credit cards; Entrepreneurs

فتاوى

Receiving of fees for credit cards and its controls

Question: -.

Subjects: Administrative fees; Commissions; Credit cards

مقالات

Actual costs in fees and charges in Islamic banking

By: Abd al-Khayr, Muhammad Fayruz. ISRA International Journal of Islamic Finance. Vol. 6, no. 2 (Dec. 2014), pp.149-155, 7 p.

Subjects: Administrative fees; Commissions; Costs; Islamic Banks; Maritime transport

مقالات

A few methods in charging fees for Kafalah bank guarantee-I among Islamic bank in Malaysia

By: Alawi, Sharifah Faigah Sayyid; Uzaimah, Ibrahim; Swari, Muhammad Fuad. ISRA International Journal of Islamic Finance. Vol. 6, no. 1 (Jun. 2014), pp.51-85, 35 p.

Subjects: Administrative fees; Commissions; Malaysia; Warranty

مقالات

Fiqh adaptation (Takyif Fiqhi)‎ for the concept of a performance fee in Takeful

By: Ahmad, Muhammad Ali Jinnah; Hussain, Lokmanulhakim. ISRA International Journal of Islamic Finance. Vol. 5, no. 2 (Dec. 2013), pp.147-151, 5 p.

Subjects: Interdependence; Jurisprudential conditioning

فتاوى

Amal business titanium card

Question: -.

Subjects: Credit cards; Financing

مقالات

Qard Hasan : Its Shari‘ah rules and applications in Islamic finance

By: Najib, Sayyid Faiq; Lahsasna, Ahcene. Journal of Islamic Business and Management. Vol. 3, no. 1 (Jun. 2013), pp.15-34, 20 p.

Subjects: Banks; Financing; Islam; Financial institutions; Islamic jurisprudence

فتاوى

As a website owner, can I get commission from their profit ?

Question: People use my site to auction their cars and I get a percentage cut from their profit. Is this permissible, given that I do not own their cars ? and I get commission from their profit ?.

Subjects: Administrative fees; Commissions; Islamic jurisprudence; Profits; Web sites

فتاوى

If one has to pay money to apply for a grant, would this be considered gambling ?

Question: -.

Subjects: Administrative fees; Commissions; Gambling; Grants; Islamic jurisprudence

مقالات

Reality of and ruling on student loans in the United States of America : Part (1)‎

By: al-Qudah, Man Khalid. Global Islamic Economics Magazine. No. 3 (Aug. 2012), pp.6-10, 5 p.

Subjects: Loans; Students; United States

فتاوى

[Financial transactions : the shari’a opinion on the cash withdrawal charge]

Question: What’s the shari’a opinion on the cash withdrawal charge ?.

Subjects: Administrative fees; Banking services; Financial transactions; Islamic jurisprudence; Remittances

فتاوى

[Financial transactions : credit card fees Issuance]

Question: Why do issuance charges differ from one credit card to another ?.

Subjects: Administrative fees; Credit cards; Discount; Financial transactions; Islamic jurisprudence

فتاوى

Conventional and Islamic finance of home purchase : Islamic home finance at additional cost

Question: Asalamu Alaykum Dr Kahf,We have a question for you that we would appreciate your opinion on.My husband and I recently purchased a home in Southern California. We initially were going to go with an Islamic based home financing program in ....

Subjects: Administrative fees; Commissions

فتاوى

Loan service fees, late payment fees, collection fees : service fees and late fees in microfinance

Question: [Question One] :Aslamo Alaykum Wa Rahmatu Allahi Wa Barakatuh Dr Kahf,I hope this email finds you well. I am sorry for sending the promissory notes later than the date I specified, I wanted more time to revise and finalize them. ....

Subjects: Administrative fees; Commissions; Islamic jurisprudence; Microfinance

فتاوى

Credit transfer : credit card balance transfer fee

Question: Dear Dr. Kahf,Assalamu alaikum wa rahamatullahi wa barakatuh.I would appreciate if you could answer my question in regard to credit card fees. These days some credit cards are offering 0 % financing (I.e., no interest) for loans or cash advances, ....

Subjects: Administrative fees; Commissions; Credit cards; Islamic jurisprudence

فتاوى

Trust (Waqf)‎ contractual arrangement : is the Waqf a contract ?

Question: Assalaamu Alaikum Dr Kahf;It is with great interest I read your website and the advices you offer. Thank you. I wonder if you can assist me with the following issue.I have a home I purchased long ago that I paid ....

Subjects: Waqf

فتاوى

Loan service fees, late payment fees, collection fees : late fee

Question: Assalam 'Alaykum Wrahmatullah respected Shaikh,In Sha’ Allah you are in best of health and Iman,Forgive me for taking your time. I have a question that I wanted to ask please.I am enrolled in an Islamic institute and they expect us ....

Subjects: Administrative fees; Commissions; Debt repayment; Fines (Penalties); Islamic jurisprudence

فتاوى

Prizes and competitions on chance : a card game without any money

Question: Salam Alaykum Professor,I understand if you're busy then you may not have time to answer, but if you do may Allah reward you for your efforts.The issue is whether the game called 'Yu-Gi-Oh ! ' that my friends play is ....

Subjects: Awards; Cards competitions; Contests; Money

فتاوى

Loans, Tawarruq, discounting, financing of business : invoice factoring

Question: Asalam Aleikum,We are doing business in Kenya, we would like to know what is the Islamic point of view on invoice factoring, is it Halal as the conventional companies or banks do it ? Or if this is not Halal can it be made Shari’ah compliant and how ?Ali..

Subjects: Administrative fees; Commissions; Islamic jurisprudence

فتاوى

Credit card additional charge : 3 % additional charge by merchants

Question: Assalamualikum Dr.,Actually I'm working in Saudi Arabia. When paying by (American express, Visa and Master cards) bank charges from customer 3 % additionally which is collected as a bank commission. For example : I'm buying goods for 1000 SAR. I'm ....

Subjects: Administrative fees; Commissions; Credit cards; Islamic jurisprudence

فتاوى

Credit card additional charge : additional charge by merchant when accepting credit cards

Question: Assalamualikum Dr,I need a Fatwa for credit card charge when I pay by credit (visa, master and American express) bank charge 3 % additional I.e. for cost of 100 USD, one has to be pay 3 % additional charge is it permissible ?jazakhallahu khairaZarjoon.

Subjects: Credit cards

فتاوى

Loan service fees, late payment fees, collection fees : loan with processing fees

Question: AA Dr. Monzer,I wanted to ask you about 0 % Apr credit card loans while they take 3 % processing fee for the loan. Is that allowed given that I plan to invest the money for a short period of ....

Subjects: Administrative fees; Commissions; Loans

فتاوى

Fees on credit cards loans : investing money of credit cards and pay it in full within mercy deadline

Question: Walikum assalam,Jazakum Allahu Khairan,I asked for me personally as several people brought the issue up recently and they are practicing it. They take the money and invest it and before the due deadline they will pay it back in full ....

Subjects: Administrative fees; Commissions; Credit cards; Islamic jurisprudence; Loans

فتاوى

Fees on credit cards loans : 3 % processing fee on a credit card loan

Question: AA Dr. Monzer,I wanted to ask you about 0 % Apr credit card loans while they take 3 % processing fee for the loan. Is that allowed given that I plan to invest the money for a short period of ....

Subjects: Administrative fees; Commissions; Credit cards; Islamic jurisprudence; Loans

فتاوى

Multi-level marketing companies : network marketing

Question: [Question One]Salam Mr. Monzer.I want to ask about network marketing Fatwa.I read a Fatwa that says it’s Halal, can you please let me know your feedback on this.. What I see that people don’t end up purchasing a Product, even ....

Subjects: Corporations; Internet marketing

فتاوى

Lending use of credit card, what to do with charges ? : allowing a friend to take cash from my business on his credit card

Question: Aslamoalaeekum,I live in London and I am writing to humbly request your help on this issue. I hope you will know better on what Islam says on this one. I urgently need some money and I cannot find anyone to ....

Subjects: Credit cards

فتاوى

Credit transfer : transferring credit from one credit card to another

Question: Salamu 'Alaikum,What do the scholars say about transferring credit from one credit card to another ? As you know, people do this when they are offered a lower rate. Also, some credit-card companies charge a fee for doing this. Is ....

Subjects: Administrative fees; Commissions; Credit cards; Islamic jurisprudence

فتاوى

Credit transfer : is transfer charge permissible to pay ?

Question: Salamu 'Alaikum,What do the scholars say about transferring credit from one credit card to another. As you know, people do this when they are offered a lower rate. Also, some credit-card companies charge a fee for doing this. Is it ....

Subjects: Administrative fees; Commissions; Credit cards; Islamic jurisprudence

فتاوى

Use interest money to pay bribes, bank charges, taxes : spending on brother treatment from earned interest

Question: [Question one] :Dear ScholarAssalamalekum WRB,Hope this email finds you in good health.Last year I had posed a question regarding using the Zakah and Interest money for my brother's treatment and future treatment, which you can find in this mail's history ....

Subjects: Expenditure; Money; Therapeutics; Usury; Wages

فتاوى

Use interest money to pay bribes, bank charges, taxes : paying income tax from earned interest

Question: Can interest from bank deposits be used to pay income tax ? 2) If the tax is deducted at source on earned income, can an equivalent amount of bank interest income be utilized for personal use ?Jazakum Allahu Khairan for your constant help.

Subjects: Income; Payments; Taxes; Usury; Wages

فتاوى

Use interest money to pay bribes, bank charges, taxes : paying income tax by interest

Question: When I got married about 2 years ago, my wife had about 2000 pounds to pay as a student loan. So, I paid this loan off for my wife as I had some savings. I used the interests that I ....

Subjects: Income; Payments; Taxes; Usury

فتاوى

Use interest money to pay bribes, bank charges, taxes : using earned interest to pay income tax

Question: Dear Dr. Monzer,Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,I started a company last year. I could not pay income tax that year because it was my first year. Therefore I had to keep it in the bank. This year I will ....

Subjects: Income; Payments; Taxes; Usury; Wages

فتاوى

[Difference between interest and late fees]

Question: What is the difference between interest and a late fee ?.

Subjects: Administrative fees; Commissions; Islamic jurisprudence; Usury

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