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نتائج البحث

   (201 - 250 من 263)
فتاوى

تعديل مواعيد السداد في عقود الاستصناع

السؤال: إذا تم إنجاز المقاول لعقد الاستصناع المبرم بينه و بين البنك، فهل يجوز ما يلي :تنازل البنك عن الأرباح المحتسبة في ثمن الاستصناع على المدة المتبقية من فترة التشغيل للمتعامل. تعديل تواريخ استحقاق الأقساط المؤجلة لتسديد ثمن الاستصناع حسب فترة ....

الموضوعات: التعاقد الخارجي؛ الفقه الإسلامي؛ العقود؛ سداد الديون

فتاوى

تعديل طريقة سداد عقد استصناع

السؤال: وقع البنك عقد استصناع مع أحد المتعاملين على أساس سداد جزء من قيمة المعاملة كمقدم ثمن، يدفع جزءا منه الآن، و يؤجل الباقي عدة شهور، و بعد قيام البنك بتوقيع عقد مقاولة، تقدم المتعامل بطلب الاكتفاء بما دفع كمقدم، مع ....

الموضوعات: التعاقد الخارجي؛ العقود؛ الفقه الإسلامي؛ سداد الديون

فتاوى

بيع السيارات مرابحة و تأخر المدينين عن السداد

السؤال: إن بيع السيارات مرابحة بالنظام الحالي المعمول به بالبنك ترتب عليه وجود متأخرات كثيرة، و من ثم ضياع فرصة استثمارها.فما الرأي الشرعي لعلاج هذه المتأخرات ؟.

الموضوعات: السيارات؛ الفقه الإسلامي؛ البيوع؛ بيع المرابحة؛ سداد الديون

فتاوى

بيع بضاعة المرابحة لمن يعيد بيعها و يشترط الفوائد عند التأخير

السؤال: هل يجوز لبيت التمويل أن يبيع بضاعة (سيارات مثلا) عن طريق المرابحة إلى إحدى الشركات و بصفة مستمرة و هو يعلم يقينا أن هذه الشركة سوف تعيد بيعها بالأقساط و تشترط على عملائها دفع فوائد في حالة التأخير عن السداد.

الموضوعات: العقود؛ الفقه الإسلامي؛ المصارف؛ المعاملات المالية؛ سداد الديون

فتاوى

تأمين ديون البنوك الإسلامية

السؤال: هل يجوز لشركة التأمين الإسلامي أن تؤمن ديون البنوك الإسلامية ضد المخاطر المالية الناتجة عن التأخر في سداد الديون ؟ و هل يجوز للشركة أن تسوق هذا النوع من التأمين للمؤسسات الأخرى ؟.

الموضوعات: الإدارة؛ المخاطر المالية؛ المصارف الإسلامية

فتاوى

اختلاف مبالغ الأقساط وفقا لفترات سدادها في تأمين التكافل الفردي

السؤال: ما الحكم الشرعي لاختلاف مبالغ أقساط تأمين التكافل الفردي تبعا لاختلاف فترات سدادها. حيت توجد بعض الحالات التي يرغب المشتركون فيها بتسديد أقساطهم إما نصف سنوي أو ربع سنوي أو شهريا و يضاف على القسط الحالي نسبة على النحو التالي ....

الموضوعات: البيع بالتقسيط؛ التأمين التعاوني؛ الفقه الإسلامي؛ سداد الديون

القرارات الشرعية

قرار رقم 177 (3 19)‎ بشأن أحكام الإعسار و الإفلاس في الشريعة الإسلامية و الأنظمة المعاصرة

الجهة المسؤولة: منظمة التعاون الإسلامي (جدة، السعودية). مجمع الفقه الإسلامي الدولي

الموضوعات: الفقه الإسلامي؛ الاقتصاد الإسلامي؛ التأمين؛ المؤسسات المالية؛ سداد الديون

فتاوى

السداد العاجل للسندات لأمر المؤجلة في المرابحة

السؤال: -.

الموضوعات: الفقه الإسلامي؛ بيع المرابحة؛ الاستثمارات؛ السندات؛ سداد الديون

فتاوى

Should I make up for my previous under declared taxes ?

Question: A brother estimates 3 years of under declared taxes and has no cash or funds or Job to be able to make up the missed payment. He also has some unsecured debt which he is unable to pay. He ....

Subjects: Debt repayment; Debts; Islamic jurisprudence

فتاوى

Can we use the unlawful earnings to pay off a mortgage ?

Question: I have £ 1000 profit worth of shares in a bank (they were acquired through the banks company share save scheme which I’m an employee in the IT department.) I also have a mortgage with the same bank. Is it ....

Subjects: Debt repayment; Islamic jurisprudence; Profits; Subprime mortgage

فتاوى

Can we take out an individual voluntary arrangement (IVA)‎ for paying off debts ?

Question: I have a huge amount of debts and I am considering taking out an IVA plan even though I can make the payments to the companies, Is it permissible for me to take an IVA which means I will ....

Subjects: Debt repayment; Islamic jurisprudence; Payments

فتاوى

Acceptance of the shares of the interest-based banks as a guaranty to the debts of Islamic Bank customer

Question: -.

Subjects: Banks; Debt repayment; Debts; Interest; Islamic jurisprudence

فتاوى

Can a loan be transferred to a 3rd party ?

Question: I have taken a loan from my sister and then I have lent the money to a 3rd party on the condition that, they will repay back the loan to my sister directly. Am I still responsible for the ....

Subjects: Debt repayment; Debtor and creditor; Islamic jurisprudence; Loans

فتاوى

Is it Haram to pay off interest I unknowingly accumulated ?

Question: I have accumulated an interest based debt of which I had no previous knowledge. Is it Haram for me to pay off this interest or am I allowed to pay it off in order to have a “clean slate” so to speak..

Subjects: Debt repayment; Islamic jurisprudence; Usury

فتاوى

Would one be held liable Islamically, it they were to die before paying off thier student loan ?

Question: When one dies still owing some student loan, it is written off. What is the Islamic perspective on this ? Will we still be held accountable for this in front of Allah ?.

Subjects: Debt repayment; Education; Loans; Students

فتاوى

Is a husband obliged to pay back the debt of his wife ?

Question: Is my wife’s student loan something that I as the husband should be considering repaying back on her behalf, on the basis that she may not go back into employment ? does the loan become the husband’s responsibility ? What ....

Subjects: Debt repayment; Education; Loans; Students

كتاب

Group lending policy and repayment rate in islamic microfinance institutions

By: Ismail, Abd al-Ghaffar B.; Yusuf, Wan Nur Aishah Wan. Islamic Development Bank (IDB), Islamic Research and Training Institute (IRTI),; 31-December -2013; pp.1-11, 11 p.

Subjects: Financial institutions; Financial policy; Islam; Islamic jurisprudence; Microfinance

فتاوى

Is paying back a student loan a requirement before going on Hajj ?

Question: My husband and I have applied to go on hajj this year InshAllah. I was reminded by my husband however that I have not paid back my student loan of £ 9000, which I took out before I got married, ....

Subjects: Debt repayment; Education; Islamic jurisprudence; Pilgrimage; Students

فتاوى

Can I pay Zakat on my mother’s behalf even though I have a student loan to repay ? Will it be considered a Sadaqah for me ?

Question: Can I pay Zakat on my mother’s behalf even though I have a student loan to repay ? Will it be considered a Sadaqah ?.

Subjects: Alms tax; Debt repayment; Loans; Mothers; Students

فتاوى

Can I pay Zakat on my mothers behalf even though I have a student loan to repay ? Will it be considered a Sadaqah for me ?

Question: Can I pay Zakat on my mother’s behalf even though I have a student loan to repay ? Will it be considered a Sadaqah ?.

Subjects: Alms tax; Charity; Debt repayment

فتاوى

Are you allowed to give money to pay off someone’s debt while knowing that part of that is likely to go towards paying off of interest ?

Question: Are you allowed to give money to pay off someone’s debt while knowing that part of that is likely to go towards paying off of interest ? The recipient of the financial help is a non-Muslim..

Subjects: Debt repayment; Islamic jurisprudence; Money; Usury

فتاوى

Is paying off a person’s debt permissible if that debt was taken out for something deemed impermissible in Shariah?

Question: In principle, if you gift or lend someone some money that person is free to utilize that money in whichever way he / she feels even if you have given it for a stated purpose. The other person is not ....

Subjects: Debt repayment; Islamic jurisprudence; Loans; Usury

فتاوى

Is paying off a person’s debt permissible if that debt was taken out for something deemed impermissible in Shariah ?

Question: Is paying off a person’s debt permissible if that debt was contracted for something deemed impermissible in Shariah ?.

Subjects: Debt repayment; Debts; Islamic jurisprudence

فتاوى

Is is permissible to give Zakat to pay off ones debts by giving the Zakat to the creditor directly with the permission of the Zakah recipient ?

Question: -.

Subjects: Alms tax; Debt repayment; Debtor and creditor; Islamic jurisprudence

فتاوى

Is is permissible to give Zakat to pay off ones debts by giving the Zakat to the creditor directly with the permission of the Zakah recipient ?

Question: -.

Subjects: Alms tax; Debtor and creditor; Debts; Payments

فتاوى

[Should interest-based student loan be paid back ?]

Question: As-Salamo Alaykum. I live in America and got student loans with interest when attending university here. At that time I did not Know that the interest was Haram. Now I have to pay back the loan with interest. Should I ....

Subjects: Banks; Debt repayment; Education; Islamic jurisprudence; Students

فتاوى

If a student has an unpaid education related loan, can his parents use their Zakah money to pay off the loan ?

Question: -.

Subjects: Alms tax; Loans; Money; Payments; Students

فتاوى

Bankruptcy, business dispute : [failure to pay student loan]

Question: Dear Dr. Monzer, As-Salamu Alaykum Wa Rahmatu Allah wabarakatuFirst of all, Eid Mubarak and may Allah accept from you and us all good deeds. Below is a financial question that I received from a member in my community. Hisham Canada ....

Subjects: Debt repayment; Debts; Education; Islamic jurisprudence; Students

فتاوى

If I have added 12 months student loan repayments to my Zakah liabilities, but later in the year become unemployed and repayment is delayed, what do I need to do ?

Question: -.

Subjects: Debt repayment; Debts; Education; Islamic jurisprudence; Students

فتاوى

Is it permissible to take out a loan in which repayment with interest is not required so long as it is paid off prior to the expiry of the grace period ?

Question: -.

Subjects: Debt repayment; Islamic jurisprudence; Loans; Usury

فتاوى

[Paying for contractual painting at end of rent]

Question: As-Salamu `Alaykum. We are vacating the house where we stayed for rent, as our house owner is going to demolish the whole building to construct shopping complex. According to rent agreement when we are vacating we should get the house ....

Subjects: Debt repayment; Islamic jurisprudence; Rent

فتاوى

Is it permissible to remind a friend of a loan repayment they owe me ?

Question: -.

Subjects: Debt repayment; Debtor and creditor; Islamic jurisprudence; Loans

فتاوى

[Pay off father's debt and spending on his treatment]

Question: As-Salamu `Alaykum.We are six brothers and four sisters. My father took some loan (gold) from my sister long back which he was supposed to pay back. Now, he is sick and undergoing treatment and wants to repay the loan as ....

Subjects: Debt repayment; Debts; Islamic jurisprudence

فتاوى

[Can’t pay debt]

Question: What can I do if I have a debt and I can’t pay it ? Because the shop has changed its place and I don’t know where is it anymore ?.

Subjects: Debt repayment; Islamic jurisprudence

مقالات

Cost of funds-is it a part of actual loss (Tawid)‎ ?

By: Shabana, Hasan; Hashim, Ashraf Bin Mohammed; Husayn, Luqman al-Hakim. ISRA International Journal of Islamic Finance. Vol. 3, no. 1 (Jun. 2011), pp.125-133, 9 p.

Subjects: Compensation (Law); Costs; Financing

مقالات

Musharakah Mutanaqisah and legal issues : case study of Malaysia

By: Hanif, Rafi; Kunhibava, Shirin; Smolo, Adib. ISRA International Journal of Islamic Finance. Vol. 3, no. 1 (Jun. 2011), pp.93-122, 30 p.

Subjects: Law; Real property

مقالات

Purchase undertaking issues in Musharakah Mutanaqisah home financing

By: Naim, Asmadi Muhammad. ISRA International Journal of Islamic Finance. Vol. 3, no. 1 (Jun. 2011), pp.25-47, 23 p.

Subjects: Financing; Housing; Partnerships; Purchasing

فتاوى

Can student loans be taken off as a liability for Zakah purposes ?

Question: Can student loans be taken off as a liability for Zakah purposes ? 31st December 2010Is a student loan added to ones Zakah liability section as a whole in every Zakah year until it is paid off unlike most deferred ....

Subjects: Debt repayment; Debts; Education; Islamic jurisprudence; Students

فتاوى

Loan service fees, late payment fees, collection fees : late fee

Question: Assalam 'Alaykum Wrahmatullah respected Shaikh,In Sha’ Allah you are in best of health and Iman,Forgive me for taking your time. I have a question that I wanted to ask please.I am enrolled in an Islamic institute and they expect us ....

Subjects: Administrative fees; Commissions; Debt repayment; Fines (Penalties); Islamic jurisprudence

فتاوى

Do students have to pay Zakah on money from a student loan, if they have it in their possession ?

Question: Do students have to pay Zakah on money from a student loan, if they have it in their possession ? For e.g. a person took out tuition fee loan and maintenance loan (not grant) which roughly comes to about £ ....

Subjects: Debt repayment; Debts; Education; Islamic jurisprudence; Students

مقالات

Islamic bank failure : a case study

By: Nathie, Mahmud. ISRA International Journal of Islamic Finance. Vol. 2, no. 1 (Jun. 2010), pp.7-34, 28 p.

Subjects: Accounting; Financial crises; Financial statements; Financing; Islamic jurisprudence

فتاوى

Do I have to pay Zakah on a loan that won’t be repaid to me ?

Question: Do I have to pay Zakah on a loan that won’t be repaid to me ? If a lender has lost all hope of recovering his loan how should he treat the outstanding amount for the purposes of Zakah ?.

Subjects: Alms tax; Debt repayment; Debts; Islamic jurisprudence; Loans

فتاوى

Bankruptcy, business dispute : [creditors’ debts during crisis]

Question: Dear Dr. Monzer,Assalamu Alaykum wa Rahmatullah Wa Barakatuh,Due to the financial crisis in the US, my company lost great business and I cannot pay back the creditors as they owe me huge sum of money that I cannot bear. In ....

Subjects: Debt repayment; Debts; Islamic jurisprudence; United States

فتاوى

Buying properties on interest loans : paying penalty on delayed installment

Question: Assalamo Alaykum Wa Rahmatu Allah Wa BarakatuhDear Dr. Kahf,I have a company and I asked someone to be a partner based on 50 % for capital and 50 % for work. After a year we had some issues that we ....

Subjects: Fines (Penalties); Installment sales

فتاوى

Bankruptcy, business dispute : [paying debt to other than the creditor]

Question: SalaamsDr. Monzer, pls. help replying this brother :Five years back I (lender) loaned my brother in law (debtor) a large sum of money. Recently, while learning about debts, and the serious consequences of having debt, I decided to request from ....

Subjects: Debt repayment; Debts; Islamic jurisprudence

فتاوى

What is the Shariah position with regards to Zakah on diminishing Musharaka home purchase plans ?

Question: -.

Subjects: Alms tax; Debt repayment; Debts; Islamic jurisprudence; Purchasing

فتاوى

What is the Shariah position with regards to Zakah on Murabaha home purchase plans ?

Question: -.

Subjects: Alms tax; Debt repayment; Debts; Islamic jurisprudence; Resale on profit

فتاوى

Paying interest : paying interest on delinquent income tax

Question: I started a company last year. I could not pay income tax that year because it was my first year. Therefore I had to keep it in the bank. This year I will have to pay the income tax of ....

Subjects: Income tax; Payments; Usury

فتاوى

Inheritance distribution : wife repaying husband's debts

Question: Assalamu Alaykum Wa Rahmatullahi Wa Barakatuh,From sister Edith.My husband died and left me in debts. He was a very bad provider. Is the wife acc. to Shari’ah obliged to repay the debts of her husband, especially her husband's debts to ....

Subjects: Inheritance

فتاوى

Fulfilment of existing contractual obligations to pay interest : do you have to pay all debts to banks ?

Question: Hi, I want to know do I have to pay back the money which I owe to the bank. I had a student account and I took out an interest free loan of 1250 pounds and also I am now ....

Subjects: Banks; Debt repayment

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