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فتاوى

Non-interest charges of credit cards : handling charges in credit cards

Question: As-Salamo Alaikum. I have received an offer from one of the credit card companies with 0 % APR for any purchases or cash advance for 8 months provided that I would pay the full amount before the end of the ....

Subjects: Administrative fees; Commissions; Credit cards

فتاوى

Avoiding taxes by using the system’s loopholes : avoiding declaring custom-taxable items

Question: Assalamu Alaikum, brothers and sisters in Islam. I would like to have the scholar's opinion in this point. In my country owning, a receiver means paying a certain amount of fee annually to the government, which is not done in ....

Subjects: Administrative fees; Commissions; Islamic jurisprudence; Taxes

فتاوى

Studying insurance and working in insurance companies : working in insurance companies on commission

Question: Dear scholars, As-Salaam `Alaykum. I have a question on working with insurance company. I want to know : is it Haram or Halal, if I work for an insurance company on commission basis which deals in term life and property ....

Subjects: Administrative fees; Commissions; Insurance companies

فتاوى

Non-interest charges of credit cards : exchange rate in credit cards transactions

Question: As Salaamu Alaikum. When you buy a product from another country, this obviously involves a different currency. Credit cards allow you to buy in another currency and charge you a "foreign exchange transaction fee" in addition to the corresponding monetary ....

Subjects: Administrative fees; Commissions; Credit cards; Exchange rates

فتاوى

Transactions confused with interest : foreign currency credit cards transaction fee, is it Riba ?

Question: Assalamu Alaikum. When you buy a product from another country ; this obviously involves a different currency. Credit cards allow you to buy in another currency and charge you a "foreign exchange transaction fee" in addition to the corresponding monetary ....

Subjects: Administrative fees; Credit cards; Foreign exchange; Islamic jurisprudence; Usury

فتاوى

Internet marketing and pyramid commission : net marketing sales and commissions

Question: Salam Alikom I would like to ask u about network marketing there is a new company which sell gold through the internet and the person who buys from them can in volved in the business as an agent for the ....

Subjects: Banks; Commissions; Internet marketing; Islamic jurisprudence; Sales

فتاوى

Conditions in home financing contracts : late fees and penalties

Question: In a buy-in-installments / lease agreement, would a late fee, or a breach of contract penalty fee, be considered Riba ? For example, if I miss a payment one month, I would be charged 10 euro for not fulfilling my ....

Subjects: Administrative fees; Commissions; Fines (Penalties); Islamic jurisprudence

فتاوى

Signing credit cards’ contract and using it : using a credit and debit card with avoidance of generating any interest

Question: Assalamu Alaikum dear brother, I have and use a check card, which is a debit card, and most of my transactions are done through it. However, wanting to avoid Riba (usury) there is a small none fixed fee, interest, that ....

Subjects: Administrative fees; Credit cards; Islamic jurisprudence; Money; Usury

فتاوى

Can earned interest be used to pay credit card’s interest ? : using earned interest for paying interest charged on credit cards

Question: Salamo Alikom. I live temporarily in the United States, and I save my money in a bank, where they add APR to my saving account each three months. I also sometimes use the credit card and they charge me interest. ....

Subjects: Administrative fees; Credit cards; Islamic jurisprudence; Payments; Usury

فتاوى

Non-interest charges of credit cards : the charge for cash withdrawal from machines

Question: In European countries, you can get the so-called Visa or Master card. It can be used for paying in shops, but if it's used to withdraw money from cash points, there would be a charge of 1.5 % (i.e. when ....

Subjects: Banking services; Credit cards

فتاوى

Sale of gold, silver and currencies, the conditions of sarf : gold quest multi-layer sale and commissions

Question: I've been involved in a company called qold quest. What it does is selling a golden coin to their customers with about $ 400 which is half the price of the coin, then I work as seller for that company ....

Subjects: Banks; Gold; Islamic jurisprudence; Sales; Silver

فتاوى

Shipping and handling charges : charging extra for shipping

Question: Is it permissible for a merchant to charge customers more for shipping than what it actually costs (thus making a profit from the shipping) ?.

Subjects: Administrative fees; Commissions; Islamic jurisprudence; Maritime transport

فتاوى

What to do with earned interest ? : earned interest and bank fees

Question: The banking system in New Zealand and may be in most of the countries is that if you put some money in the saving account you will get interest every month and also you will be charged a monthly bank ....

Subjects: Administrative fees; Banks; Interest; Islamic jurisprudence; Usury

فتاوى

Internet marketing and pyramid commission : net marketing of Sky Biz 2000 and its commission system

Question: Sub : net marketing and income referral. Previous question was without details. RCJQS 4 more details are given below. Please visit web Sky Biz 2000.com. Once you are an associate, whether or not you bought an e-commerce web package, to ....

Subjects: Administrative fees; Commissions; Income; Internet marketing; Islamic jurisprudence

النظام الأساسي

Generic terms and conditions applicable for all Islamic deposit accounts products services

Donor award: Affin Islamic Bank Berhad (Kuala Lumpur, Malaysia)

Subjects: Bank deposits; Banks; Compensation (Law); Investments; Islamic jurisprudence

النظام الأساسي

Related parties transactions guidelines manual

Donor award: al-Dar Asset Management Company-Adam (Kuwait)

Subjects: Kuwait; Mutual funds; Transactions; al-Dar Investment Assets Management

فتاوى

Loan service fees, late payment fees, collection fees : difference between interest and a late fee

Question: What is the difference between interest and a late fee ?.

Subjects: Administrative fees; Commissions; Debts; Islamic jurisprudence; Usury

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