معوقات التمويل البنكي للمؤسسات الصغيرة و المتوسطة في الجزائر : دراسة حالة مجموعة مؤسسات صغيرة و متوسطة بولاية برج بوعريريج

الملخص EN

The study aims to identify the reality of the SMEs's sector in Algeria, and Show the most financing obstacles that curb its growth and development.

It also points to the most important obstacles to bank financing for this sensitive sector through a study of a sample of SMEs' in the Wilaya of Bordj Bou Arréridj.

The study concluded that there are multiple obstacles that hinder the SMEs' access to bank finance in a timely and adequate manner, the most important of which is the high interest rates applied, the over demand for guarantees, In addition to the length of loan grants.