تسوية عوارض الدفع كسبب لانتفاء جريمة شيك بدوم رصيد

Abstract EN

The procedures for settling payment receivables in the check are one of the reasons for the ence of the bad check offense, the legislator having put in place a set of procedures which begin with the creation of a bad credit file.

paimemt at the level of the Bank of Algeria, the latter must cominique of the banks and financial institutions of each update of this file, to take them into account when opening the bank accounts of their customers, and also by giving a deadline to the drawer at fault To settle the payment bidder in order to exonerate him from his criminal liability, he also imposed a set of sanctions such as a discharge penalty and the prohibition of issuing checks, and obliged the banks and financial institutions to apply these sanctions and engage them in joint and several liability with the drawer at fault in the event of negligence and non-application of legal and regulatory texts.