تقييم كفاءة الأوعية المصرفية الجزائرية في دعم و تحفيز السلوك الادخاري لدى القطاع العائلي : دراسة تطبيقية للفترة 1995- 2016

Abstract EN

This research examines the role and efficiency of Algerian banking receptacles- represented mainly by The National Fund for Saving and Reserve as an institution Interested about family savings - in creating, motivating and spreading savings behavior in the private sector.

The study dealt with a simple analysis of saving behavior and the responsibility of banks in circulating it among members of society.

It also included a brief explanation of the practice of the Algerian banks for that role efficiently and effectively.

Then we went to a study of the reality of interest of Algerian banking receptacles in motivating the family to practice saving behavior on a continuous and sustainable.

The study concluded that banks did not succeed in that role- according to the indicators used - where the size of family savings was only 10%.

The National Fund for Saving and Reserve, with all its networks and branches, was able to attract only 22% of the savings Capable category and an annual savings of 6000 dinars.