محددات الائتمان النقدي المباشر : دراسة وصفية لعينة من المصارف الأهلية العاملة في العراق للمدة من (2007-2012)‎

Abstract EN

Summary The banking system is an important element in the growth of the economy by helping to use the purchasing power of people in the form of cash, goods or services in exchange for a price, but it works within the limits and directions decided by the monetary policy, the research question about the concept of direct monetary credit and how Banks contribute to achieving development through it and what are the most important determinants of it.

It aims to track the change in some monetary policy tools for Time series and study the type of relationship between them and direct cash credit, so the research hypotheses in the Iraqi banking system were tested by studying sample data from banks Iraq (Bank of Baghdad, Bank of Baghdad, Al-Iqtisad for Investment and Finance, the Tigris and Euphrates) during the period 2007-2012 After conducting the statistical analysis Inferential, It concluded that the statutory reserve ratio and the re-deduction rate are used to implement a contractionary or expansionary monetary policy, which leads to a reduction in the volume of liquidity necessary to grant direct cash credit or the profits resulting from it.

Direct cash advance by studying a time series of change in monetary policy tools.

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